Agreements and rosters in one review
Independent-contractor agreements and driver lists are considered together, so the recommendation is based on the full file rather than one document in isolation.
Our technology · MTRHRN Lens
Contractor agreements and driver rosters, reviewed together.
MTRHRN Lens is used mainly by underwriters to review a motor carrier’s independent-contractor paperwork alongside its driver roster — and to turn that read into a clear, source-backed underwriting summary.
- Contractor agreements and driver rosters reviewed in one place
- Carrier details checked against federal records
- Multi-state awareness, with a downloadable underwriting summary
CarrierExample CarrierIllustrative file
- Contractor agreementIncludedExample
- Driver rosterIncludedExample
- Carrier recordsCheckedExample
- Underwriting summaryReadyExample
Summary available to downloadPlaceholder
Built for underwriting
A clearer read on the file, before the offer.
Independent-contractor programs depend on the agreement and the people it covers. MTRHRN Lens brings those materials together for underwriters, checks carrier details against federal records, and produces a source-backed summary that can travel with the file.
The gap
The agreement is one document. The roster is another. The decision needs both.
When contractor paperwork and driver lists are reviewed in separate places, it is easy to miss how the file fits together — especially when a carrier’s operations cross state lines.
- 01
Agreements and rosters reviewed apart, so the full picture is easy to miss
- 02
Carrier details confirmed by hand against federal records
- 03
Multi-state operations without a single view of where the roster sits
- 04
Findings that are hard to hand to the next reader in one file
Core features
One review. One clear file.
01 / The review
The paperwork and the people, read together.
Source-backed findings
The review stays tied to the materials that were provided, so the next reader can see what the file supports.
A consistent underwriting read
The same professional review standard is applied from one submission to the next, which helps decisions stay consistent.
02 / The carrier and the states
Who the carrier is, and where the roster sits.
Federal record checks
Carrier details are verified against federal records as part of the review.
Multi-state awareness
The review takes into account that drivers and operations may span more than one state.
Built for real program files
Supporting materials can be included when a carrier’s structure calls for it.
03 / The file
A summary the next reader can use.
Downloadable underwriting summary
The review produces a file underwriters can download and share.
Faster, more consistent decisions
Bringing the agreement, the roster and the carrier check together shortens the path from the file to a clear recommendation.
Kept with the team
Reviews stay available to the underwriting team so prior work is easy to find again.
How it works
Four steps. One file to keep.
- Step 01
Confirm the carrier
Start with who the motor carrier is, and check those details against federal records.
- Step 02
Add the file
Include the contractor agreements and driver rosters that belong with the review.
- Step 03
Review them together
Read the paperwork, the roster and multi-state context as one file.
- Step 04
Share the summary
Download a source-backed underwriting summary to keep with the decision.
Who it's for01 02
Built for underwriting. Clear to the broker.
Underwriters
The primary audience. Review contractor paperwork and driver rosters together and leave a clear summary with the file.
Brokers placing transportation business
See how Matterhorn looks at the agreement and the roster together when considering a placement.
Before and after
From separate reviews to one file.
BeforeWith MTRHRN Lens
Agreements and rosters reviewed in separate placesReviewed together, in one file
Carrier details checked by handVerified against federal records as part of the review
Multi-state context assembled separatelyMulti-state awareness built into the read
Findings that live in inboxes and notesA downloadable, source-backed underwriting summary
Trust and security
Kept with the team. Tied to the source.
- Signed-in use by the Matterhorn underwriting team.
- Findings stay tied to the source file.
- The summary can be downloaded and shared with the next reader.
FAQ
Common questions.
A Matterhorn review tool used mainly by underwriters to look at independent-contractor agreements and driver rosters together and produce a source-backed underwriting summary.
It is used mainly by underwriters. Brokers and clients work with the Matterhorn team as they would on any transportation placement.
The contractor agreements, the driver roster, carrier details checked against federal records, and the multi-state picture those materials present.
Clear, source-backed findings and a downloadable underwriting summary that can travel with the file.
Talk through a transportation file with the underwriting team.
MTRHRN Lens helps underwriters review contractor agreements and driver rosters together — so the recommendation and the file stay in one place.