Insights, programs and updates.
Market updates, underwriting notes and broker guides from our specialists.
Why The 1099 Owner Operator Model Is Surviving: And Where The Risk Is Migrating.
A look at the post-AB5 landscape and what brokers, MGUs, and motor carriers should be tracking as classification scrutiny moves state by state. The 1099 model isn't dying: it's reshaping, and the underwriting follows.
Q2 2026 | 6 min read
Read Broker GuideThe Hidden Exposure in Youth Sports: and How to Build a Book That Survives It.
Most youth sports submissions are underwritten on the wrong assumptions. We break down the true frequency-severity profile, the A&M trends nobody is talking about, and a framework for assembling a youth sports book that wins on retention.
Q2 2026 | 12 min read
Read Policy BriefBroker Transparency Rule: What Independent Operators Need to Know.
FMCSA's updated transparency requirements give owner-operators new visibility into broker margins. IROC's position and member resources.
Q2 2026 | 5 min read
Read Underwriting NoteEmbedded Occ/Acc: What 'API-Native' Actually Means For Your Submission Flow.
Three real-world integration patterns for embedding Occupational Accident into MGU platforms and broker portals: and the data hygiene that makes them work.
Q1 2026 | 8 min read
Read Market UpdateAdventure Sports Is Exploding: Here's How to Grow With It.
Backcountry guides, adventure outfitters, water sports, and expedition operators are growing 3× faster than traditional sports lines. A field guide for passionate brokers who want a piece of the action.
Q1 2026 | 9 min read
Read AdvocacyTruckers Integral to Our Economy: Q1 Policy Brief.
Federal and state-level developments impacting the independent contractor classification: what the small business owners moving America need their carriers and MGUs to understand.
Q1 2026 | 5 min read
Read