
Why Matterhorn?
We exist to make brokers unstoppable. With one application, you tap into curated specialty markets, custom program design, and technology that delivers and manages coverage effortlessly. Our pre-built automation tools mean less admin, faster delivery, and happier clients, so you can focus on winning business and building lasting relationships.
Fast, flexible, and built for brokers.
Curated markets. Built-in tech. Bigger wins.
Matterhorn helps brokers win more business with less hassle. One application connects you to curated specialty markets for Sports, Transportation, and Travel with tech that delivers and manages coverage with ease. Our built-in automation tools cut admin, speed up delivery, and keep clients happy, so you can focus on growth, not paperwork.
Our Story in Numbers
30+
A Rated Markets
Instant access to curated markets and specialty UW.
50
States Covered
National program coverage.
100+
Years of Insurance Experience
Working with an experienced insurance team.
55+
Coverages
Comprehensive coverage suite.
Gain Instant Access
Specializing in Sports, Transportation, and Travel, Matterhorn connects you to over 30+ A-rated carriers, surplus lines, and reinsurance partners—carefully curated with specialty underwriters for every risk in these markets. From high-volume standard placements to complex, hard-to-place risks, our relationships and expertise open doors to coverage solutions others can’t deliver.
Sports Market
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Comprehensive coverage across all sports.
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10+ A -Rated markets.
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Fast, digital submissions.
Transportation Market
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Programs built for independent contractors, motor carriers, and freight brokers.
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Comprehensive coverage suite.
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Automated client management system.
Travel Market
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Global Capacity.
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Comprehensive suite of products.
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Automated product management.

Segment Risk Appetite
At Matterhorn , we take a solutions-based approach to specialty underwriting. Our risk appetite is built around three core segments, Sports, Transportation, and Travel, where we bring curated markets, deep expertise, and proven digital delivery. From standard placements to complex or hard-to-place risks, we work with A-rated carriers, surplus lines, and reinsurance partners to design programs that meet the unique demands of each segment.
By defining our appetite clearly, we give brokers the confidence to know exactly where Matterhorn excels, ensuring faster turnaround, higher hit ratios, and more profitable growth.

Segments
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Pro Sports
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Amateur Sports
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Youth Sports
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Collegiate Sports
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E-sports
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Adventure Sports
Clients
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People
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Organizations
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Events
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Facilities
Coverages
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General Liability
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Accident Medical + ADD
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Travel
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Property + Gear
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Contingency
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Embedded
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Additional
Contact

Independent Contractors
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Occupational Accident
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NTL
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Physical Damage
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EO/DO
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Travel
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Property
Motor Carriers
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General Liability
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Commercial Auto Liability
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Non-Trucking Liability
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Contingent Liability
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Excess Liability
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Motor Truck Cargo
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Physical Damage
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Workers Compensation
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Occupational Accident
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Cyber
Freight Brokers
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General Liability
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Truck Broker Liability
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Contingent Auto Liability
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Cargo Liability
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Contingent Cargo
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Excess Motor Truck Cargo
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Errors & Omissions
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Cyber
Contact

Segments
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Sports, Recreation, Leisure
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Academic
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Corporate
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High Risk/Adventure
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Non-Profit + Faith Based
Coverage
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Trip Protection
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Medical + Emergency
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Baggage + Equipment
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Adventure Travel
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Custom Design
Technology
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Embedded Platform
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Automated Digital Management
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API Platform Integrations
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White Label Package
Contact
Getting started with Matterhorn.
Quick application, get approved, gain access.
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Ready to join Matterhorn’s broker network? Simply complete the broker application below. Our team will review your submission and select top applicants for appointment. Once approved, you’ll gain immediate access to Matterhorn’s markets, programs, and technology, and can start submitting business the very same day.

Working with all types...
At Matterhorn Insurance Group, we partner with brokers and clients across every corner of our specialty markets—sports, transportation, and travel. Whether it’s a league director managing thousands of athletes, a freight broker coordinating multiple carriers, or a global academy traveling abroad, our systems and programs are built to simplify the complex and deliver real results.
Below you’ll find sample case studies showing how brokers are using Matterhorn to win more business, reduce admin, and serve their clients better. Each story highlights the power of combining curated markets, custom program design, and our digital servicing platform.
Sample Cases
Challenge: An Independent Contractor group needed a faster, more efficient way to manage coverage, track drivers, and issue documentation without getting bogged down in manual processes.
Solution: We implemented driver management automation, automated COI issuance, and automated billing—all within our digital platform.
Results:
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Reduced coverage cost by 20% through optimized market placement.
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Setup completed in 3 days, enabling immediate operations.
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Ongoing driver adds/deletes, billing, and COI generation now handled automatically, freeing up time for growth.
Independent Contractor
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Challenge: A motor carrier needed to onboard a fleet of Independent Contractor drivers quickly and manage the operation at scale.
Solution: We delivered an automated onboarding process for IC drivers, a real-time driver management board, and automated agency billing—all synced to policy changes.
Results:
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Fleet fully onboarded within one week.
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Driver records, COIs, and billing updated instantly through automation.
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Reduced administrative hours by 40%, improving compliance and service speed.
Motor Carrier
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Challenge: A league director managing 175 flag football teams across 12 states needed a single system to deliver team, event, and participant coverage without manual tracking or follow-up.
Solution: We integrated an automated insurance package into the event registration platform, bundling team insurance, event organizer coverage, and participant protection—all issued instantly at registration.
Results:
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Achieved 100% coverage compliance for all teams and events.
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Freed staff to focus on growing new carrier relationships.
League Director
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Challenge: A major hockey academy traveling globally needed a streamlined way to embed travel coverage into every trip, ensuring players, staff, and equipment were protected without extra paperwork.
Solution: We built an embedded travel insurance package covering medical, trip interruption, and equipment protection—automatically added to every trip booking and issued instantly.
Results:
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Delivered 100% coverage inclusion for all travelers and trips.
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Freed staff to focus on expanding international event partnerships.
Embedded Travel
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Growing Together
At Matterhorn, our partnerships fuel broker success. By aligning with some of the most trusted organizations in sports and transportation, we deliver exclusive programs that create immediate opportunities and credibility for our brokers.
Just a few examples of our world class partners:
NAYS, National Alliance for Youth Sports
Exclusive Youth Sports Program crafted in partnership with NAYS, giving brokers a leading solution for leagues, coaches, and participants nationwide.
TIE, Truckers Integral to our Economy
Providing deep advocacy for independent contractors and fleets, helping address compliance, protection, and growth needs in the transportation sector.
PLACT, Play Like a Champion Today
Custom-built athletics program for Catholic school boards and archdioceses, providing brokers a direct path into a defined and trusted network.
Meet our Managing Team
Our team has over 120+ combined years of insurance exeperience, looking forward to working with you!

John Warren, CLU, ChFs
Managing Partner
John is a veteran revenue and strategy leader with deep expertise in Insurtech, Cyber, Life, Health, and Employee Benefits. He has launched market-changing products, led GTM strategies, and driven growth at AIG, Symetra, Prudential, and others. For the past 7 years, he has consulted for leading Insurtech firms, helping optimize client engagement and reduce acquisition costs.
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Wayne Gutridge
Managing Partner
Wayne is a seasoned business development leader specializing in alternative distribution and integrated product strategies. He has held senior roles at AIG/Starr, Zurich NA, and Transamerica, launching profitable A&H programs for organizations like Wells Fargo, AMA, Citigroup, and the U.S. Olympic Committee. Recognized as a Global A&H expert, he has driven workplace, affinity, and financial wellness strategies worldwide.
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Stephen Mueller
Managing Partner
Stephen is an insurance industry leader with experience across Life, A&H, and P&C, holding senior roles at Unum, Zurich, and Intact. Formerly Zurich’s Global Head of Sales in Switzerland, he has built high-growth businesses, including two successful A&H ventures. A published author on benefit and risk trends, he also founded Ridge Youth Sports and serves on the Board of the Boomer Esiason Foundation.

Isaac Allen
Managing Partner
Isaac Allen is Managing Partner at Matterhorn Insurance Group, driving innovation and tech-enabled insurance solutions. Founder of Spark Agency, he has led digital transformation across specialty markets, including as Chief Innovation Officer at Intact Insurance. He also founded The Northman Company and Canada Captives, building digital platforms for sports insurance and captive management.
Frequently asked questions


Let’s Build Something Great Together.
At Matterhorn, we’re more than a market access point—we’re your partner in growth. Whether you’re looking to expand into new sectors, streamline your operations, or deliver cutting-edge insurance solutions, we have the markets, expertise, and technology to get you there. Join a network of brokers who are winning more business, serving clients better, and building stronger, more profitable relationships.