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At Matterhorn, we specialize in insuring the entire sports ecosystem. From youth leagues and national tournaments to individual participants and major facilities, our programs are designed to deliver comprehensive coverage with seamless digital access.

Sports Zone

Specialty Sports Protection

 Coverage 

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Matterhorn Insurance Group offers comprehensive sports coverages and services across North America, including custom product design, digital product management, embedded solutions, advanced technology services, and tailored risk management for brokers and clients.

Segments

  • Pro Sports

  • Amateur Sports

  • Youth Sports

  • Collegiate Sports

  • E-sports

  • Adventure Sports

  • Motorsports

Covered

  • Players/Participants/Racers

  • Professionals

  • Spectators

  • Coaches

  • Trainers

  • Volunteers

  • Service Teams

  • Pit Crew

  • Search & Rescue Persons

Product Suite

General Liability

  • Participant/Spectator Liability

  • Owner's and Sponsor's Liability

  • Medical Trainers Liability

  • Emergency Medical Services Liability

  • Abuse and Molestation

  • Liquor Liability

  • Crisis Protection Coverage Extension

  • Accident Medical

  • Accidental Death & Dismemberment

  • Accident Disability

  • Travel Accident

Participant Accident

Organizations

  • Teams

  • Leagues/Associations

  • Governing Bodies

  • Events

  • Sponsors

  • Promoters

  • Venues/Facilities

  • Clubs

  • Special Events

  • Camps/Academies

Operations

  • Practices

  • Tryouts

  • Clinics

  • Games and Playoffs

  • Tournaments

  • Races

Property

  • Buildings and Business Personal Property

  • Business Income and Extra Expense

  • Crime

  • Inland Marine

  • Equipment & Gear Loss/Breakdown

Contingency

  • Registration Refund

  • Event Cancellation and Non-Appearance

  • Prize Indemnity

  • Hole in One

Additional

  • Participant/Spectator Liability

  • Owner's and Sponsor's Liability

  • Medical Trainers Liability

  • Emergency Medical Services Liability

  • Fundraisers

  • Paid Events

  • Camps

  • Showcases

  • Tracks/Courses/Trails

Sports Program

MTRHRN Agent

Brianna Lavin

blavin@matterhornprotects.com

League Presidents & Directors

At Matterhorn Insurance Group, we’ve built a national program specifically for league directors and youth sports organizations — offering the most comprehensive and competitively priced coverage in the industry.

From day-to-day operations to game-day risks, our solutions are designed to safeguard what matters most — your coaches, volunteers, participants, and facilities.

Program Highlights

  • General Liability (GL) – Broad protection tailored for sports operations, including participant liability, abuse & molestation, and spectator injury

  • Accident Medical Expense (AME) – Coverage for players, coaches, and volunteers with industry-leading limits and pricing

  • Event Coverage – Protection against weather, cancellations, non-appearance, and other key event-day disruptions

  • Property Coverage – Insures fields, gear, equipment, storage units, and indoor facilities

  • Directors & Officers (D&O) / Errors & Omissions (E&O) – Covers board members, volunteers, and administrators from legal exposures tied to organizational decisions

Market Access

All of our programs are built on A-rated paper through trusted national insurance markets. We maintain broad market access, allowing us to bring the most competitive terms to the table — even for complex risks.

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Our underwriting team understands the unique exposures in youth sports and recreational organizations. We use that expertise to:

  • Structure coverage that aligns with real-world risk

  • Secure top-tier pricing by knowing where and how to place the business

  • Avoid unnecessary gaps, exclusions, or generic policies that don’t fit your operation

Trusted Partners

Matterhorn Insurance Group is proud to be the trusted insurance partner of both NAYS (National Alliance for Youth Sports) and PLACT (Play Like a Champion Today) — two of the most respected organizations in youth sports. Through these partnerships, we’ve built national insurance programs that align with their mission to promote safe, inclusive, and values-driven sports environments. Our collaboration allows us to deliver best-in-class coverage, including AME, GL, D&O, and event protection, while offering exclusive access and pricing to their member leagues, coaches, and administrators.

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Sports Program

MTRHRN Agent

Brianna Lavin

blavin@matterhornprotects.com

Managers, Coaches, Trainers

We understand that managers, coaches, and trainers are the backbone of every successful team. That’s why we’ve built a national insurance program specifically designed to protect the individuals who lead, train, and care for athletes at every level of play.

Our program offers comprehensive coverage, competitive pricing, and digital tools that make it easy for sports organizations to safeguard their staff — while giving peace of mind to the people who show up day in and day out to make youth sports possible.

Program Highlights

  • General Liability (GL) – Covers injuries, incidents, and legal exposures while coaching or training

  • Accident Medical Expense (AME) – Coverage for coaches, managers, and trainers if injured during sanctioned activities

  • Directors & Officers (D&O) / Errors & Omissions (E&O) – Protection for administrative decisions and leadership roles

  • Registration Refund Protection – Optional coverage to protect team registrations, including “any reason” refunds and built-in AME for staff and participants

  • Event Coverage – Available for tournaments, clinics, and training sessions run by individual staff or teams

Market Access

All of our coverage for managers, coaches, and trainers is built on A-rated paper from trusted national insurance carriers. With broad market access and deep experience in youth sports risk, we deliver specialized protection at the most competitive terms available — even for individuals or programs with unique needs.

Our underwriting team understands the real-world exposures these roles face on and off the field. We use that expertise to:

  • Design coverage that reflects the day-to-day risks of coaching, managing, and training

  • Deliver top-tier pricing by placing business strategically across our carrier network

  • Eliminate gaps, limitations, and generic policies that often miss the mark for sports staff

The result: reliable, purpose-built protection for the people who make youth sports possible.

Trusted Partners

Matterhorn Insurance Group is proud to be the trusted insurance partner of NAYS (National Alliance for Youth Sports) and PLACT (Play Like a Champion Today) — two of the most respected organizations supporting youth sports leaders across the country. Through these partnerships, we’ve developed specialized insurance programs designed to protect managers, coaches, and trainers, aligning with the mission of creating safe, inclusive, and values-driven sports environments. Our programs offer best-in-class coverage — including AME, GL, D&O, and event protection — along with exclusive access and pricing for certified coaches, team staff, and volunteers, ensuring they’re protected on and off the field.

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Sports Program

MTRHRN Agent

Brianna Lavin

blavin@matterhornprotects.com

Registration Refund Protection

Matterhorn’s Registration Refund Protection is built to give parents and teams peace of mind.

Our program offers the most competitive pricing in the market, with flexible delivery methods — including embedded protection within registration platforms or simple payment links sent directly to teams or participants. Whether through a national sports tech partner or a local tournament director, our solution scales to fit your event needs.

Program Highlights

  • Best-in-Class Policy Language – Covers any reason refunds with simplified claims and better terms than traditional refund competitors

  • Built-In AME Coverage – Optional accident medical protection for participants with customizable limits

  • Embedded into Checkout – Seamlessly integrates with registration platforms or event portals

  • On-Demand Payment Links – Easy to send to teams or participants post-registration

  • Most Competitive Pricing – Designed for mass affordability with margins that support both users and organizers

  • Trusted by Industry Leaders – Selected by Under Armour and NAYS events as their refund and AME solution provider

Market Access

All of our Registration Refund Protection programs are backed by A-rated carriers and designed through deep expertise in youth sports and event operations. We work with trusted national insurance markets to deliver the strongest refund policy language and the most competitive pricing in the industry.

Our underwriting and product development team understands the real-world needs of sports organizations, parents, and event operators. We use that expertise to:

  • Build refund coverage that reflects how events and registrations actually work

  • Secure industry-best pricing through smart product structuring and scaled deployment

  • Eliminate the limitations, exclusions, and fine print often found in other refund offerings

The result: a clear, powerful, and trusted protection solution that works for your organization and the families you serve.

Trusted Partners

Matterhorn Insurance Group is proud to be the trusted provider of Registration Refund Protection for both Under Armour Youth Sports and the National Alliance for Youth Sports (NAYS) — two of the most recognized and respected names in youth athletics. Together, we’ve developed a national refund program that ensures families are protected when plans change, while giving organizations a seamless, tech-enabled solution to offer added value. With industry-leading pricing, “any reason” policy language, and the ability to embed coverage directly into registration platforms, our program sets the standard. We also offer optional built-in AME coverage, giving families even greater protection — all backed by A-rated carriers and trusted by leaders across the sports industry.

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Sports Program

MTRHRN Partner

Wayne Gutridge

wgutridge@matterhornprotects.com

Enterprise Accounts

At Matterhorn Insurance Group, we specialize in working with enterprise-level clients who need more than just access to insurance markets — they need a strategic partner. Our team collaborates closely with brokers, risk managers, and organizational leadership to design, underwrite, and deploy custom insurance programs that address unique, high-stakes exposures.

Discovery & Risk Mapping

We start with a hands-on discovery process to understand your organization's structure, exposures, and operational goals — then map those risks into a framework for strategic coverage.

Custom Program Design & Carrier Alignment

Our underwriting team designs bespoke insurance programs aligned with your unique needs, leveraging our deep carrier relationships to secure the right terms, limits, and pricing.

Technology Integration & Automation

We integrate modern solutions — from policy portals and client dashboards to APIs and automated workflows — making enrollment, claims, and servicing streamlined and scalable.

Ongoing Program Management & Growth

We don’t walk away after bind. Our team stays engaged with ongoing support, data insights, performance reviews, and scaling strategies to ensure your program evolves as you do.

Let's Build Together

When you work with Matterhorn, you gain more than a market or a tech tool — you gain a strategic partner.
We work side-by-side with you to build, launch, and scale solutions that set your brokerage apart.

Let’s grow together — with purpose, performance, and partnership.

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