Aerial view of a fleet of trucks at a freight distribution warehouse
Freight Broker & Logistics Program

Coverage
For The Professionals
Who Move Freight.

Freight brokerages run on contracts, vetting discipline, and a tight operational loop — and the exposure runs through every step. Generic broker policies miss the way the work actually happens.

Matterhorn fixes that. Broker Liability, Contingent Auto, Contingent Cargo, GL, E&O, and Cyber — designed alongside your operation and embedded into the platforms you already run.

6+
Coverages In
One Tower
$5M.
Tower Bound
In 48 Hours
TMS.
Native
Embedding
1:1
Specialist
Per Account
Broker Liability
Contingent Auto
Contingent Cargo
General Liability
E&O
Cyber Liability
TMS-Embeddable
Contract-Driven
Vetting-Ready
Broker Liability
Contingent Auto
Contingent Cargo
General Liability
E&O
Cyber Liability
TMS-Embeddable
Contract-Driven
Vetting-Ready
The Opportunity

The Brokerage Class, Done Right.

Freight broker placements live or die at the contract review. Limits, exclusions, AI requirements, defense language, policy intent — every one of them shapes whether the program responds when it matters. Matterhorn architects the placement around the operation and the contracts, not the other way around.

"Specialty markets that actually want freight broker risk — not a generic blast list. We match the operation, the contracts, and the loss history to the carriers built to underwrite this class."

Key Outcomes
  • A-rated specialty markets
  • Class-specific underwriting
  • No spray-and-pray placements
Products

Six Coverages. One Coordinated Tower.

Specialty insurance solutions purpose-built for freight brokerages and 3PLs — customized to meet requirements and align with your shipper-contract requirements.

// description

The foundation policy for freight brokerages — negligent carrier selection, operational liability, and contract performance defense in one program.

// specifications
  • 01.Negligent selection defense
  • 02.Contract performance protection
  • 03.Operational liability backbone
How to Apply

Three Ways to Get Started.

Choose the path that fits how your brokerage works. Self-serve, AI-assisted, or hand the operation off to a specialist who designs around your TMS and your shipper book.

01
Self-Serve

Complete Our Digital Form

Fill out a guided digital submission designed for freight broker operations. Step-by-step prompts capture every required data point — contracts, limits, loss runs — without the back-and-forth.

  • Smart form with conditional logic
  • Auto-saves your progress
  • Quote-ready in minutes
02
AI-Powered

Upload & Let AI Scrub

Already have client documents on file? Upload existing applications, loss runs, contracts, and shipper agreements. Matty AI extracts and structures every detail — including limits requirements and hold-harmless language.

  • Drag-and-drop document upload
  • Auto-extraction from ACORDs & contracts
  • Review and approve in one screen
03
White-Glove

Connect With Our Team

Want a specialty broker to walk the placement strategy with you — or embed our freight broker program directly into your TMS or operations platform? Our team designs coverage and integration around the way your brokerage runs.

  • Dedicated specialist consultation
  • API & embed integration support
  • White-labeled platform option
Technology & Infrastructure

Embed The Program Into Your TMS.

Our freight broker program is API-capable end to end. Embed it natively into a TMS, deploy a white-labeled portal for a brokerage, run it as a managed workflow — the technology works the way your team works.

LIVE · matterhorn.api / v3.broker
200 OK · 38ms
CORE · BROKER PROGRAMTMS / LOAD BOARDSSHIPPER CONTRACTSVETTING / MC# DATABROKER PORTALCOI DELIVERYCLAIMS WORKFLOW
tx · 1.8k req/minp99 · 71msuptime · 99.98%
/ 01
TMS Integration
Embed the freight broker program directly into your TMS via RESTful APIs.
/ 02
Load-Board Connectors
Wire claim posture to the load boards your team works in every day.
/ 03
Submission Data Scraping
Auto-extract from ACORDs, contracts, loss runs, and shipper agreements.
/ 04
Contract Intelligence
Parse shipper contracts for limits, AI requirements, and hold-harmless terms.
/ 05
COI Lifecycle Tracking
Generate, deliver, and renew certificates from a single dashboard.
/ 06
Claims Tracking
FNOL through resolution with role-based stakeholder visibility.
/ 07
Compliance Infrastructure
Vetting, broker bond, and FMCSA documentation in one system of record.
/ 08
Lifecycle Dashboards
Submission to claims visibility for every stakeholder in the brokerage.
Industry Partnership

Engaged with the industry — not just observing it.

Through engagement with TIA — the Transportation Intermediaries Association — we keep our brokers ahead of the regulatory and case-law shifts that shape this class. Information advantage, translated directly into placement strategy.

TIA
Transportation
Intermediaries
Association

TIA is the leading voice for freight brokers and 3PLs — a knowledge source on operational best practices, contract standards, and the regulatory posture of the class. Matterhorn engages TIA so our brokers inherit that intelligence directly, every renewal.

"Matterhorn engages TIA — the Transportation Intermediaries Association — as a knowledge source on the best practices and emerging exposure trends shaping freight broker risk. That intelligence flows into our placements and renewal conversations, so our brokers benefit from it long before a claim hits."

Key Outcomes
  • TIA as knowledge source
  • Carrier-vetting standards
  • Documented operational hygiene
Let's Build It Together

Embed The Broker Program Into Your Stack.

MGU expanding a logistics program, brokerage rebuilding a tower, or 3PL formalizing a shipper-contract workflow — let's design the right fit for the way your operation runs.