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NAYS Sports Protection Program
NAYS + MTRHRN, Protecting Together
Matterhorn and NAYS have partnered to deliver a best-in-class Sports Protection Program designed specifically for NAYS members. League Directors, Coaches, Participants, and Events, benefit from our curated insurance solutions that offer comprehensive, affordable coverage backed by top-rated markets.
We can provide a quick quote or a custom-built policy, we’re here to help you protect your people and your programs.
Apply through the Quick Quote buttons or connect with our team to build the right solution for your organization.
How we help
Built for League Directors, Coaches, and Event Organizers, the NAYS Sports Protection Program offers tailored coverage for the real risks of youth sports—injuries, liability, property, and cancellations. Simple, flexible, and backed by trusted markets, it’s protection that fits your season and your team.
League Directors
For League Directors: Protect Your Organization from Day One
As a League Director, you're responsible for more than just the schedule—you’re managing the safety and liability of your entire organization. That includes coverage for your participants, coaches, volunteers, facilities, and events. The NAYS Sports Protection Program is built to make that easy.
John Engh, NAYS Executive Director
For Coaches: Stay Focused on the Game, We’ll Handle the Coverage
As a coach, you're guiding players on and off the field—and that comes with responsibility. The NAYS Sports Protection Program helps you stay protected with coverage for participant injury, personal liability, and more. Whether you’re volunteering or coaching full-time, having the right insurance in place protects both you and your team.
Coaches
Event Organizers
For Event Organizers: Coverage That Keeps You in Play
Running tournaments, camps, or special events? You need protection that covers unexpected injuries, cancellations, and liability—without slowing down your planning. The NAYS Sports Protection Program offers tailored event coverage built for the fast-paced world of youth sports.
"We are excited to partner with Matterhorn Insurance Group to bring our members an exclusive opportunity for enhanced protection. Through our educational programs, members and their organizations can now benefit even more from the hard work and extra steps they’ve taken to ensure their programs are as safe as possible".
Here for you
As a NAYS member, you receive exclusive access to a suite of insurance benefits designed to support and protect your organization. This includes excess liability coverage, instant Certificates of Insurance (COIs) for facilities and partners, and 24/7 access to our Member Services Line for any coverage or insurance-related questions. You’ll also gain full access to the NAYS Sports Protection Program, offering tailored coverage for leagues, coaches, events, and participants—all backed by trusted A-rated carriers and supported by our expert team.
Membership Benefits
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Instant COIs
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24/7 Member Services Line
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Access to Exclusive National Insurance Program
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Excess Liability Coverage
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Risk Management Resource
Resources
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Coverage
Full Access for NAYS Members
As a NAYS member, you get access to our full product portfolio—backed by deep market relationships and experienced underwriters who know youth sports. Start your quote by uploading your current declaration pages and loss runs. Our system will handle the rest, matching you with the right coverage quickly and efficiently.
Less friction. Better coverage. Best Value.
Segments
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Pro Sports
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Amateur Sports
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Youth Sports
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Collegiate Sports
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E-sports
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Adventure Sports
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Motorsports
Covered
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Players/Participants/Racers
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Professionals
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Spectators
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Coaches
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Trainers
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Volunteers
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Service Teams
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Pit Crew
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Search & Rescue Persons
Product Suite
General Liability
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Participant/Spectator Liability
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Owner's and Sponsor's Liability
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Medical Trainers Liability
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Emergency Medical Services Liability
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Abuse and Molestation
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Liquor Liability
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Crisis Protection Coverage Extension
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Accident Medical
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Accidental Death & Dismemberment
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Accident Disability
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Travel Accident
Participant Accident
Organizations
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Teams
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Leagues/Associations
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Governing Bodies
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Events
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Sponsors
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Promoters
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Venues/Facilities
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Clubs
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Special Events
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Camps/Academies
Operations
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Practices
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Tryouts
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Clinics
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Games and Playoffs
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Tournaments
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Races
Property
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Buildings and Business Personal Property
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Business Income and Extra Expense
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Crime
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Inland Marine
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Equipment & Gear Loss/Breakdown
Contingency
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Registration Refund
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Event Cancellation and Non-Appearance
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Prize Indemnity
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Hole in One
Additional
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Participant/Spectator Liability
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Owner's and Sponsor's Liability
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Medical Trainers Liability
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Emergency Medical Services Liability
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Fundraisers
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Paid Events
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Camps
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Showcases
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Tracks/Courses/Trails
Sports Program
League Presidents & Directors
At Matterhorn Insurance Group, we’ve partnered with NAYS to deliver a national insurance program built specifically for league directors and youth sports organizations. Designed with NAYS members in mind, our program offers comprehensive, competitively priced coverage that protects every part of your organization.
From everyday operations to game-day risks, we help safeguard what matters most—your coaches, volunteers, participants, events, and facilities.
Program Highlights
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General Liability (GL) – Broad protection tailored for sports operations, including participant liability, abuse & molestation, and spectator injury
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Accident Medical Expense (AME) – Coverage for players, coaches, and volunteers with industry-leading limits and pricing
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Event Coverage – Protection against weather, cancellations, non-appearance, and other key event-day disruptions
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Property Coverage – Insures fields, gear, equipment, storage units, and indoor facilities
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Directors & Officers (D&O) / Errors & Omissions (E&O) – Covers board members, volunteers, and administrators from legal exposures tied to organizational decisions
Market Access
All of our programs are built on A-rated paper through trusted national insurance markets. We maintain broad market access, allowing us to bring the most competitive terms to the table — even for complex risks.
Our underwriting team understands the unique exposures in youth sports and recreational organizations. We use that expertise to:
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Structure coverage that aligns with real-world risk
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Secure top-tier pricing by knowing where and how to place the business
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Avoid unnecessary gaps, exclusions, or generic policies that don’t fit your operation
Applications
Sports Program
Managers, Coaches, Trainers
At Matterhorn, we know that NAYS coaches, managers, and trainers are the foundation of every successful team. That’s why we’ve partnered with NAYS to build a national insurance program tailored specifically for those who lead, support, and care for young athletes at every level.
This program delivers comprehensive protection, competitive pricing, and simple digital tools that make it easy for NAYS organizations to insure their staff—providing confidence and peace of mind to the people who keep the game going.
Program Highlights
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General Liability (GL) – Covers injuries, incidents, and legal exposures while coaching or training
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Accident Medical Expense (AME) – Coverage for coaches, managers, and trainers if injured during sanctioned activities
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Directors & Officers (D&O) / Errors & Omissions (E&O) – Protection for administrative decisions and leadership roles
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Registration Refund Protection – Optional coverage to protect team registrations, including “any reason” refunds and built-in AME for staff and participants
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Event Coverage – Available for tournaments, clinics, and training sessions run by individual staff or teams
Market Access
All of our coverage for managers, coaches, and trainers is built on A-rated paper from trusted national insurance carriers. With broad market access and deep experience in youth sports risk, we deliver specialized protection at the most competitive terms available — even for individuals or programs with unique needs.
Our underwriting team understands the real-world exposures these roles face on and off the field. We use that expertise to:
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Design coverage that reflects the day-to-day risks of coaching, managing, and training
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Deliver top-tier pricing by placing business strategically across our carrier network
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Eliminate gaps, limitations, and generic policies that often miss the mark for sports staff
The result: reliable, purpose-built protection for the people who make youth sports possible.
Applications
Sports Program
Event Coverage
Our event insurance program gives organizers peace of mind by covering the unexpected—cancellations, weather disruptions, injuries, and more.
We offer competitive pricing and flexible delivery options, whether you need coverage embedded within registration platforms or delivered via direct payment links to organizers and hosts. From national sports tech partners to local tournament directors, our solution scales to match the size and scope of your event.
Program Highlights
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Best-in-Class Policy Language – Protects against cancellations, postponements, and disruptions with simplified claims and broader terms than traditional event insurance.
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Optional AME Protection – Add-on accident medical coverage for participants, with flexible limits to fit your event size and risk profile.
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Embedded at Checkout – Seamlessly integrates into registration platforms or event portals for a smooth user experience.
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On-Demand Payment Links – Easily send coverage options to teams, vendors, or participants post-registration.
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Most Competitive Pricing – Affordable rates built for high-volume events, with margins that support both organizers and users.
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Trusted by Industry Leaders – The choice for organizations like Under Armour and NAYS to power their event protection.
Market Access
All of our Event Coverage programs are backed by A-rated carriers and built on deep expertise in youth sports and event operations. We work with trusted national insurance markets to deliver robust protection, clear policy language, and some of the most competitive pricing in the industry.
Our underwriting and product development team understands the real-world challenges of running events—and we design coverage that meets them head-on. We:
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Create protection that reflects how events are actually planned and executed
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Structure products for scale, affordability, and ease of delivery
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Remove the fine print, exclusions, and gaps found in traditional event insurance
The result: reliable, flexible, and event-friendly coverage that protects your organization and the people counting on you.
Applications
Sports Program
Enterprise Accounts
At Matterhorn Insurance Group, we specialize in working with enterprise-level clients who need more than just access to insurance markets — they need a strategic partner. Our team collaborates closely with brokers, risk managers, and organizational leadership to design, underwrite, and deploy custom insurance programs that address unique, high-stakes exposures.
Discovery & Risk Mapping
We start with a hands-on discovery process to understand your organization's structure, exposures, and operational goals — then map those risks into a framework for strategic coverage.
Custom Program Design & Carrier Alignment
Our underwriting team designs bespoke insurance programs aligned with your unique needs, leveraging our deep carrier relationships to secure the right terms, limits, and pricing.
Technology Integration & Automation
We integrate modern solutions — from policy portals and client dashboards to APIs and automated workflows — making enrollment, claims, and servicing streamlined and scalable.
Ongoing Program Management & Growth
We don’t walk away after bind. Our team stays engaged with ongoing support, data insights, performance reviews, and scaling strategies to ensure your program evolves as you do.
Application
Sports Program
We are here to help!
Whether you’re running a league, coaching a team, or organizing events, navigating insurance shouldn’t be complicated. Our team is here to make it simple. From selecting the right coverage to issuing COIs or answering questions about your policy, we’re just a call or click away. With 24/7 access to our Member Services Line and a team that understands youth sports inside and out, you’ll always have the support you need—whenever you need it.
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