At Matterhorn, we’ve built a flexible submission process designed for how you work.
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Digital Submission made easy.
Welcome, to your Broker Portal
Instantly apply for coverage, using Matty, our MTRHRN AI Application Assistant.
1. Use Matty, Your AI Submission Assistant
Let Matty walk you through the application process step-by-step. Our AI assistant collects the underwriting information we need, prepares a full submission, and sends it directly to our curated network of carrier partners. If we need any extra details, our team will follow up—otherwise, we handle the marketing and bring the best proposals back to you.
2. Complete the Application on Your Own Time
You can fill out the application at your own pace and submit it when you're ready. Our underwriting team will review your submission, reach out if anything’s missing, and send it out to market for quotes.
3. Quick Quote Upload
Need fast pricing for a renewal or new opportunity? Use our Quick Quote feature—just upload your client’s current declaration pages and 3 years of loss runs. We’ll get indications from the market, often instantly, so you can move quickly and stay ahead.
Meet MATTY — Your AI Submission Assistant
One Application. All Markets. Instant Reach.
Matty routes your submission to all of Matterhorn’s curated sports and transportation markets in real time. No delays. No duplication. Just streamlined underwriting.
Matty isn’t just any AI assistant—Matty is trained specifically in the complex needs of sports and transportation insurance.
Built for Brokers. Backed by Underwriters.
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Single-entry submission across multiple programs
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Client-ready proposals delivered fast
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24/7 access for real-time support and updates
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AI-powered intake that understands your workflow
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Direct escalation to human underwriters when needed
Always On. Always Ahead.
Sports
Matty is your AI assistant for streamlined submissions across all Matterhorn programs in sports and transportation. One form connects you to our curated specialty markets.
Matty guides you through coverage options for all types of sports organizations, including:
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General Liability (GL)
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Accident Medical Expense (AME)
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Directors & Officers / Errors & Omissions (D&O / E&O)
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Property
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Crime
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Cyber Liability
Transportation
Matty guides you through coverage options for all types of transportation organizations, including:
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Auto Liability & Physical Damage (AL/PD)
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Occupational Accident (Occ Acc)
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Contingent Liability / Workers' Compensation (CL / WC)
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Motor Truck Cargo
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Freight Broker Liability
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General Liability (GL)
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Property
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Crime & Theft
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Cyber Liability
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Errors & Omissions (E&O)
Hi. I'm MATTY
I’m Matty—your AI-powered partner for submitting business faster and smarter.
Start your submission by chatting with me below or click the mic to speak your application out loud.
I’ll guide you through the process, collect what I need, and instantly route your submission to our curated sports and transportation markets for underwriting. You’ll receive a custom proposal—fast, clean, and ready to send.
Prefer a human? I’ll connect you to our team anytime.
Every submission is automatically tracked in your broker portfolio for full visibility.
Welcome. When you're ready to start a submission, just select either sports or transportation. You'll instantly start with Matty, and you can have the submission completed in minutes.
Specialty
For complex or high-value opportunities, our team is ready to work with you directly.
Use the links below to book a one-on-one meeting with our specialists.
We’ll review your account in detail, explore available markets, and help structure the best path forward—whether it's custom underwriting, multi-line packaging, or layered placements.
We're here to help you win big. Let’s get started.
Meeting with the MTRHRN team.
30 min
Exclusivity with Intention
We work with a limited number of brokers in each sector to maintain focus, drive quality, and ensure our resources are aligned with those who are aligned with us.
Custom-Built Client Solutions
From underwriting strategy to delivery, we co-develop programs and solutions tailored to your clients — including tech builds, product design, and compliance tools.
Access to Technology
Brokers get access to our digital ecosystem — including automation workflows, CRM integration, product dashboards, and API-powered services — to run their operations and serve clients more efficiently.
Workflow Automation
We design and manage end-to-end submission and policy workflows using Monday.com, JOSHU, and embedded tech. Your team and ours work in real time to get deals done faster — with transparency and support built into every step.
At Matterhorn, we don’t just appoint brokers — we partner with a select group of specialists to build something exceptional together.
Our model is built on collaboration. When you work with us, you're not just gaining access to markets — you're gaining a dedicated team, smart technology, and a process designed to make your brokerage more powerful.
Team work
Let's Build Together
When you work with Matterhorn, you gain more than a market or a tech tool — you gain a strategic partner.
We work side-by-side with you to build, launch, and scale solutions that set your brokerage apart.
Let’s grow together — with purpose, performance, and partnership.
Meet the Team
It's an absolute pleasure to meet you!
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John Warren, CLU, ChFs
Managing Partner
jwarren@matterhornprotects.com
John is a seasoned Chief Revenue and Strategy leader specializing in driving profitability and competitive advantage. With a track record of launching industry-changing products across various sectors including Insurtech, Cyber, Life, Annuities, Accident, Health, and Voluntary Employee Benefits, he excels in enhancing client engagement and reducing acquisition costs through strategic marketing programs. With expertise in identifying unique value propositions, John devises and implements multi-channel GTM strategies to optimize market penetration and business growth. His extensive executive experience includes roles at AIG, Kanawha, Symetra Financial, and Prudential Financial. Over the past 7 years, he has provided consulting services in the Insurtech space for companies like Revolution Insurance Technologies, Munich Re, Surance, Covu, and Invive. John resides in Shelby Township, MI, with his wife of 37 years and their 4 Siberian Huskies.
Wayne Gutridge
Managing Partner
wgutridge@matterhornprotects.com
Wayne excels in new business development and alternative distribution strategies, leveraging his extensive experience in integrating products across various business units. With leadership roles at American International Group/Starr, Zurich North America, and Transamerica, he specializes in formulating core strategies for marketing, sales, product development, and operational support in corporate markets. Wayne's accomplishments include developing A&H programs for notable organizations like Wells Fargo, AMA, Citigroup, and the U.S. Olympic Committee. As a former AIG Executive Vice President, he's recognized as a Global A&H Business Knowledge Expert, having secured substantial funding and launched profitable A&H profit centers at AIG and Zurich NA. Wayne has also spearheaded workplace and affinity strategies globally and led Transamerica's Financial Wellness Strategy. He resides in Maryland with his wife of 32 years and their three daughters.
Stephen Mueller
Managing Partner
smueller@matterhornprotects.com
Stephen boasts a diverse career in the insurance industry, spanning Life, Accident & Health, and Property & Casualty segments. With top-level positions at Unum, Zurich, and Intact Insurance (formerly OneBeacon), he has excelled in sales, including his role as the Global Head of Sales for Zurich in Switzerland, marketing, and underwriting within the employee benefits, transportation, and affinity sectors. Stephen's expertise lies in building high-growth businesses with impressive returns, including two successful Accident & Health insurance ventures. As a published author, he has contributed extensively to industry literature on topics ranging from travel assistance and identity management services to emerging benefit and risk management trends. Outside of work, Stephen is the Founder and
Chairman Emeritus of Ridge Youth Sports, a non-profit organization, and he actively serves on the Board of Directors for the Boomer Esiason Foundation to raise awareness and funds for the fight against Cystic Fibrosis. Married for 35+ years, he has three children and one grandchild.
Isaac Allen
Managing Partner
Isaac Allen is a Managing Partner at Matterhorn Insurance Group, where he leads innovation and technology-driven insurance solutions. As the Founder of Spark Agency, a consultancy specializing in digital transformation, Isaac brings advanced tech enhancements to Matterhorn, optimizing operations and client engagement.
Previously, Isaac served as Chief Innovation Officer at Intact Insurance, leading strategic technology initiatives in specialty insurance. He also founded The Northman Company, a digital MGA specializing in adventure and sports insurance, and Canada Captives, where he built digital platforms for captive cell management.
Isaac is a father of three, a basketball and hockey coach, and enjoys trail running with his dog, Archie.
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